The death of a family member or a member of staff is a terrible event, with which coming to terms with can be a difficult feat. Level term life insurance protects you from the financial loss suffered in the event of such a death.

term life insurance

Strategic Insurance Services Limited (SISL) as both a Coverholder at Lloyd’s and a Broker at Lloyd’s, is well placed to service its customers’ needs with easy access to global insurance underwriting companies in London.

We have always sought to make the provision of niche insurance products as simple as possible, whether it is for individual customers or corporate entities. We have pioneered the provision of international life-term cover on-line, making it possible for quotes to be obtained and where possible, for cover to be bound immediately.

The death of a family member or a member of staff is a terrible event with which coming to terms with can be difficult. The loss can have a significant effect on those left behind, having to cope with the loss of household income or corporate revenue. Level term life insurance protects your family or a business from the financial loss that they would suffer in the event of such a death. The policy pays a lump sum, as determined at the outset, in the event a death occurring during the term of the insurance.

Level term life insurance provides cover for a fixed annual premium for the duration of the cover and lets you choose the duration of cover for a term of 1 to 10 years. The sum insured remains ‘level’ for the period of cover so the full amount of the sum insured would be payable regardless of when a death occurred during the cover.

We provide a number of products globally on behalf of Lloyd’s of London syndicates with much of the insurance underwriting performed in-house under authority delegated to us. To access our online Term Life portal for information on obtaining quotes or, to buy cover online, please visit us at expatriatehealthcare.com.